Definice BZANJ - VŠE

Testování definic

1 - 29

1 L18 absolute advantage benefit of one nation over others that allows it to manufacture more output because it has a particular resource or commodity in greater quantity than the other countries
2 L15 accounting cost the cost, expressed in units of money, of making or obtaining goods or services
3 L15 accounting profit the difference between a firm’s total revenue and its explicit (accountant) costs
4 L16 accounts payable unpaid bills of a company to its customers
5 L16 accounts receivable the sums owed to a firm by its customers
6 L20 actual growth the percentage annual increase in actual national output
7 L19 ad valorem tariff a tax on the imported products calculated as a percentage of the value of the product
8 L25 advances money provided by a bank to companies and to private persons in the form of loans and overdrafts
9 L8 after-tax income net income after deducing taxes
10 L2 aggregate price level a measure of the average level of prices of goods and services in the economy
11 L7 antimonopoly law a law that seeks to control market structure and the competitive behaviour of firms
12 L13 arc elasticity the average elasticity of a range of points on a demand curve
13 L6 asset anything of monetary value owned by a firm or individual
14 L25 asset demand (for money) the desire to hold money as one of many kinds of financial assets, negatively related to the interest rate
15 L16 assets anything of value to which a firm holds a legal claim
16 L6 auction a method of selling in public by letting intended buyers compete with each other by making bids (offers of money)
17 L15 average cost the cost per unit of a output cost
18 L18 balance of payments a summary of all the transactions which took place between the individuals, firms, and government unit of one nation and those in all other nations during a year
19 L18 balance of trade the exports of goods of a nation less its imports of goods
20 L16 balance sheet a financial statement summarising what a firm owns and what it owes at a given point in time
21 L25 bank deposits multiplier the ratio of potential change in the money supply to an initial change in excess reserves
22 L7 barriers to entry anything that prevents the entry of new firms into an industry
23 L5 barter direct exchange of one good or service for another good or service
24 L24 barter the system of exchanging goods for other goods rather than for money
25 L3 batch production a system of production where a number of similar products are produced to meet continuing sales demand
26 L6 bear market the market for securities where speculators sell shares because they expect a fall in their prices
27 L26 bill of exchange a signed document, such as a cheque, that orders a person or an organization, such as a bank, to pay a fixed sum of money on demand or on a certain date to the person specified
28 L6 black market illegal trading in goods and services that are scare, either because supplies are officially rationed or forbidden, or because prices are controlled by government order
29 L14 board of Directors "a group of persons elected by the members (shareholders) of a company to carry on the management of the company, often called simply ""the board"""

30 - 59

30 L7 bond a form of fixed-interest security issued by central or local governments, companies, banks or other institutions through which a borrower is obligated to pay the principal and interest on a loan at a specific date in the future
31 L1 boom in the business a very high peak representing a big jump in output
32 L25 broad money a definition of money including financial assets which are relatively liquid, but not as liquid as narrow money items. A financial asset which would be regarded as broad money, but broad money extends the range of assets which are regarded as money
33 L8 budget an estimate of income and expenditure for a future period
34 L12 budget line a schedule or a curve that shows various combinations of two products a consumer can purchase with a specific money income
35 L6 bull market the market for securities where brokers speculate on a rise in their prices
36 L26 bullion gold of silver in the form of bars not coins
37 L20 business cycle the regular patterns of booms and recessions in aggregate economic activity
38 L3 by-product the output from a process designed for the production of some other product
39 L1 capital human-made resources (buildings, machinery, and equipment) used to produce goods and services
40 L18 capital account the part of the balance of payments statement that lists all long-term flows of payments from the purchase or sale of real or financial assets
41 L6 capital market the market with long-term loans and securities as distinct from the money market, which deals in short-term loans
42 L24 cash money in the form of coins and notes
43 L16 cash-flow statement a financial statement summarizing net cash flow from operating, investing, and financing activities
44 L28 central bank a state-owned bank which controls the amount of money available and the general banking systems in a country, and influences interest rates
45 L9 centrally planned economy an economic system in which resources are publicly owned and government uses central planning to direct and coordinate economic activities
46 L27 certificate of deposit a transferable document issued by a bank as evidence that a large sum of money has been lent to the bank for a fixed period of time
47 L5 circular flow the flow of goods and services between households and firms balanced by the flow of payments made in exchange for them
48 L26 clearing system a process by which cheques and other payments are passed through the banking system until the transactions are completed
49 L14 co-operative a business organisation owned and run by a society of persons or of groups of persons whose aim is not to make a profit but to give benefits to the members
50 L9 command economy an economic system in which resources are publicly owned and government uses central planning to direct and coordinate economic activities
51 L26 commercial bank a financial intermediary with a government licence to make loans and issue deposits
52 L26 commission a payment to someone for providing a service or a good, usually a percentage of the total value of the deal
53 L9 commodity An article of trade resulting from the process of production / A primary product
54 L6 commodity market a market in which commodities (esp. food and raw materials) are bought and sold
55 L24 commodity money money that has value as a commodity as well as in its role as money, such as precious metals, cows, tobacco, or other tangible goods
56 L19 common market association of trading countries with all characteristics of a customs union and with a common system of taxation, common trade laws and free movement of labour, capital, and goods and services
57 L18 comparative advantage the ability to produce a good at a lower opportunity cost than another country can
58 L7 competition the presence in a market of a large number of independent buyers and sellers competing with one another and their freedom to enter and leave the market
59 L10 complement a good that is used in conjunction with another good

60 - 89

60 L12 concave curve a curve which curves inwards
61 L2 consumer price index an index which measures prices of a fixed market basket of goods and services purchased by a typical urban household
62 L21 consumer price index index expressing the average of the prices of various goods and services commonly purchased by families in urban areas
63 L5 consumption expenditure the income households spend on firm's output
64 L12 convex curve a curve which curves outwards
65 L5 corporation a firm that takes the form of an independent legal entity with ownership divided into equal shares and owners liability limited to his/her investment in the firm
66 L8 corporation tax a tax levied on the profits of companies
67 L1 cost the amount of money paid or needed for buying, doing or producing something
68 L23 cost-push inflation inflation, that occurs when restrictions are placed on the supply of factor inputs, or, when the prices of those inputs are increased
69 L26 credit an arrangement where goods and services can be received now and paid for later, within an agreed period
70 L24 credit card a plastic card which is used instead of money to pay for goods and services. The cost is charged to one's account and paid later
71 L25 credit multiplier the ratio of potential change in the money supply to an initial change in excess reserves
72 L23 creeping inflation single-digit inflation
73 L5 currency notes and coins that are the medium of exchange in a country
74 L24 currency any kind of money that is in general use as cash, passing from person to person, such as coins and banknotes / the money of a particular country
75 L18 current account the part of the balance of payments statement that lists currently produced goods and services and represents all short-term flows of payment
76 L24 current account a bank account which usually earns little or no interest and from which money can be taken out at any time by cheque
77 L16 current assets cash or other assets that will be turned into cash or used up in one year though the operation of the business
78 L16 current liabilities amounts owed in dollars (or other currencies) or services due within one year
79 L8 customs duty a tax that must be paid when particular goods are imported into a country
80 L19 customs union association of trading countries whose members apart from removing tariffs and quotas between themselves adopt common external trade policy with non-member countries
81 L22 cyclical unemployment unemployment resulting from fluctuations in economic activity
82 L24 debit card a plastic card which is used instead of money to pay for goods and services. The cost is taken directly from the user's bank account. Debit cards can also be used to obtain money from cash dispensers
83 L23 deflation general decrease in prices
84 L5 demand the amount of a good that buyers are willing to buy at every price at a particular time and place
85 L10 demand the amount of a good buyers wish to purchase at each conceivable price
86 L10 demand curve a curve which graphs the relationship between the quantity demanded of a good and its price
87 L23 demand-pull inflation inflation that occurs when total planned spending increases faster than total output, i.e. when too much money is chasing too few goods
88 L27 deposit account money invested in a bank account that pays interest and for which the bank needs a notice in advance if the money is to be taken out
89 L20 depression a severe contraction characterised by unemployment rate higher than 12% for more than one year

90 - 119

90 L28 discount rate the rate of interest charged by a central bank to commercial banks that borrow from it
91 L5 dividend the part of a company's profits payable to shareholders
92 L16 double-entry bookkeeping a system of recordings business transactions by debits and credits that are of equal dollar (or other currency) amounts
93 L19 dumping selling merchandise or services at a much lower price than justified, sometimes even below the price to produce product or render the service
94 L21 durable goods items that will last for more than tree years with normal usage
95 L19 economic and monetary union association of trading countries with all characteristics of a common market and with fixed rate between the members
96 L15 economic cost all opportunity costs of producing a good with scare resources, whether money payments are made for these resources or not
97 L1 economic good a good or service that is both useful and scarce and therefore has a price
98 L2 economic growth an outward shift of the production possibility frontier brought about by an increase in available resources and/or technological improvement
99 L20 economic growth the increase in the economy's potential (full employment) national income
100 L4 economic loss the financial harm or disadvantage in business
101 L15 economic profit the difference between total revenue and economic costs for a firm (also called pure profit)
102 L1 economics the study of how people use their limited resources to satisfy unlimited wants
103 L1 economies of scale a decrease in per-unit cost as a result of an increase in output
104 L1 economy an organized system of the production, distribution and consumption of wealth
105 L4 efficiency achieving as much output as possible from a given amount of inputs or resources
106 L4 efficient points points lying on the production possibility frontier, representing maximum combinations of outputs that can be produced in a given tine period with all available resources and technology
107 L13 elastic demand the percentage change in quantity demanded is greater than the percentage change in price
108 L19 embargo an official ban on trade with another country
109 L1 enterprise the quality in a businessman to organise, innovate, bear risks and make nonroutine decisions / an industrial or commercial organization / an economic syst
110 L11 equilibrium the situation when quantity demanded equals quantity supplied
111 L6 equilibrium price the price at which the quantity demanded equals the quantity supplied
112 L11 equilibrium price the price at which quantity demanded equals quantity supplied
113 L11 equilibrium quantity the quantity at which quantity demanded equals quantity supplied
114 L28 excess reserves reserves held by banks in excess of the amounts required by law that are available to lend
115 L8 excise tax sales tax levied on a particular good or service
116 L5 expenditure the amount of money spent
117 L15 explicit costs the cost, expressed in units of money, of making or obtaining goods or services
118 L8 externality an activity that affects others for better or worse, without those others paying or being compensated for the activity
119 L5 factor services services of productive resources (land, labour, capital, enterprise) which households sell or rent to businesses

120 - 149

120 L6 factors of production resources, or inputs, necessary to produce goods and services
121 L8 family allowances money paid regularly by the government to families with children
122 L24 fiat money paper money or coins of little or no intrinsic (material) value in themselves, that is, accepted as money only because the government declares it to be money
123 L21 final goods goods purchased for final use by the purchaser
124 L3 final product a good or service that is not used as an input in the production of other goods and services but is bought by its final user
125 L26 financial intermediary middlemen who bring borrowers and lenders together goods
126 L3 finished good a manufactured product which is ready to be sold
127 L15 fixed costs expenses which do not vary with the volume of goods produced
128 L18 fixed exchange-rate exchange rate fixed at a predetermined level
129 L18 floating exchange-rate a flexible exchange rate fluctuating according to market forces without any government interventions
130 L27 foreign currency account a bank account kept in a foreign currency
131 L6 foreign exchange market the market in which the currency of one country is exchanged for the currency of another
132 L14 franchise an agreement by which a monopoly producer (the franchisor) gives another producer or trader (the franchisee) by formal licence the exclusive right to manufacture or sell the products of the franchisor in a certain area
133 L1 free good a commodity that has no price because it is not scarce and does not require the use of scarce factors of production to create them, e.g. Fresh air, sunshine (in certain parts of the world)
134 L9 free market economy an economic system without any government intervention where all resources are owned by private individuals and economic decisions are made according to the forces of supply and demand
135 L19 free trade area association of trading countries whose members remove tariffs and quotas between themselves but retain their restrictions towards non-member countries
136 L22 frictional unemployment unemployment caused by new entrants to the job market and people who have left their job to look for and find other jobs
137 L16 gain and loss account a financial statement summarizing a firm
138 L23 galloping inflation double or triple-digit inflation
139 L21 GDP per capita GDP per person (= per head)
140 L27 giro account a type of a current account used mainly by employees
141 L21 GNP deflator index expressing the weighted average of the prices of all gods and services creating the total output of the economy
142 L21 gross domestic product total market value of all final goods and services produced by factors of production located in the domestic economy over a twelve-month period
143 L21 gross national product aggregate final output of citizens and businesses of a country over a twelve-month period
144 L16 gross profit revenue minus cost of sales
145 L18 hedging buying a commodity, share or other investment at a fixed price for future delivery to protect oneself against loss caused by a possible change in price
146 L23 hyperinflation inflation of four or more digits
147 L24 check a special printed form filled in and signed by a person (the drawer) asking a bank (the drawee) to pay a sum of money to someone (the payee)
148 L27 checking account a bank account which usually earns little or no interest and from which money can be taken out at any time by cheque
149 L24 cheque a special printed form filled in and signed by a person (the drawer) asking a bank (the drawee) to pay a sum of money to someone (the payee)

150 - 179

150 L7 imperfect competition a state of competition in a market in which buyers and sellers have imperfect knowledge of the market and there is a lack of freedom of movement of factors of production from one industry to another
151 L15 implicit costs the forgone benefits or alternative uses for productive resources that are owned by the producer and for which no direct, monetary payments are made
152 L1 incentive something that motivates people to action or effort
153 L5 income the amount received by households in payment for the services of factors of production
154 L16 Income statement a financial statement summarizing a firm
155 L12 indifference curve a curve that shows all combinations of two products which bring the same utility to the consumer
156 L12 indifference map shows a system of indifference curves
157 L8 individual income tax a tax paid by citizens to the government usually as a percentage of their incomes
158 L3 industry production of goods especially in factories / a particular branch of production or trade
159 L4 inefficient points points lying inside (below) the production possibility frontier, representing the complete use of the available resources
160 L13 inelastic demand the percentage change in quantity demanded is lower than the percentage change in price
161 L19 infant industry a new or undeveloped industry that may be able to survive the initial period because of strong foreign competition
162 L10 inferior good a good whose consumption decreases when income increases
163 L1 inflation a continual rise in the average level of prices
164 L23 inflation a general continuous increase in the average level of prices of goods and services in the economy
165 L23 inflationary spiral gradual intensification of inflation
166 L1 input the factors of production that are put into a business to produce its output
167 L26 instalment one of a series of payments, usually as a means of buying goods
168 L26 insurance company a financial institutions that provides insurance
169 L16 intangible assets assets not having physical existence (goodwill, licence, trademark, etc.)
170 L6 interest the price paid for the use of money such as by a borrower to a lender of money
171 L26 interest an amount charged for money borrowed
172 L2 interest rate the relation between a the payment received by a lender of money and the amount of money lent, expressed as a percentage
173 L26 interest rate the cost of borrowing money expressed as a percentage of the capital borrowed
174 L21 intermediate goods goods used up in the production process, i.e. used as input for other production process
175 L16 Inventories products a firm has for sale
176 L26 investment bank a bank that provides finance for companies, esp. by buying stocks and securities and selling them in smaller units to the public
177 L24 IOU "I owe you" / a piece of paper saying that one owes a certain amount of money to someone, signed and dated, forming a simple acknowledgement of a debt"
178 L3 jobbing production a system of production where each order is for a different product
179 L14 joint stock company a form of business organisation which has its capital divided into many small units of stock or into shares so that they may be bought by small or large investors

180 - 209

180 L17 labour Work, esp. Human work needing the use of strength of body or skill and effort of mind / The whole class of persons who wok for their living / One of the main factors of production, the human energy and mental skill and judgement applied in producing economic goods
181 L17 labour the work and time for which employees are paid
182 L22 labour force all people of working age, both employed and unemployed
183 L6 labour market the market for the services of workers
184 L17 labour market factor market in which individuals supply labour services for wages to firms that demand labour services
185 L1 land "one of the factors of production, also called ""natural resources"" being the gifts of nature in form of useful materials of all minerals, water, winds and weather"
186 L15 law of diminishing returns a basic law of economics stating that if, in the production of a commodity, one factor of production is increased by stages while the other factors are kept unchanged, the stage will sooner or later be reached where each further addition to the increasing factor will produce smaller and smaller increase in output
187 L14 legal entity a person or group of persons recognised by law as having a separate legal existence with his or its own rights and duties
188 L24 legal tender any form of money which by law must be accepted when offered in payment
189 L26 letter of credit a letter from one bank to another bank, by which a third party, usually a customer, is able to obtain money
190 L16 Liabilities all the legal claims that non-owners hold against a particular firm
191 L14 limited company a form of business organisation which has its capital divided into many small units of stock or into shares so that they may be bought by small or large investors
192 L14 limited liability the fact that the losses of owners of the business are limited to the value of their investment
193 L24 liquidity the ease and speed with which an asset can be converted into a medium of exchange
194 L5 loan something lent, esp. Money on condition that interest will be paid at an agreed rate and that the amount lent will be repaid at an agreed time and in an agreed manner
195 L2 macroeconomics the branch of economics that examines and explains the economy as a whole, i.e. in aggregate values
196 L15 marginal costs the extra cost of increasing the output by one more unit
197 L12 marginal rate of substitution the amount of one good the consumer must sacrifice to increase the quantity of the other good by one unit without changing the total utility
198 L17 marginal revenue product the change in total revenue associated with one additional unit of output
199 L17 marginal tax rate the rate at which the tax is paid on each additional unit of taxable income
200 L2 market failure the inability of the market to deliver the most desired economic outcomes
201 L3 mass production manufacturing of identical articles in very large quantities by mechanical processes
202 L24 medium of exchange any article which is widely used because it forms a convenient and commonly acceptable means of payment when goods are exchanged, bought and sold
203 L7 merger joining together of two or more companies
204 L9 merit good a good that society thinks people should consume or receive, no matter what their incomes are
205 L2 microeconomics the part of economics that examines individual decisions and particular markets
206 L17 minimum wage the legal minimum that may be paid for one hour of labour
207 L9 mixed economy an economic system where both the government and private sector interact in solving economic problems
208 L23 moderate inflation single-digit inflation
209 L25 monetary aggregates alternative measures of the money supply which differ from each other according to which types of deposits are included

210 - 239

210 L25 monetary base cash in circulation with the public plus banks
211 L28 monetary policy the control, by the government, of a country's currency and its system for lending and borrowing money, esp. through the supply of money
212 L21 money laundering making illegally gained income look as if it came from a legal business
213 L25 money multiplier the ratio of potential change in the money supply to an initial change in excess reserves
214 L24 money stock the total of all the money held by all persons and organisations in a country at a particular time / the whole of a county's existing stock (or supply) of money to hold as a liquid asset
215 L24 money supply the total of all the money held by all persons and organisations in a country at a particular time / the whole of a county's existing stock (or supply) of money to hold as a liquid asset
216 L7 monopolistic competition a market in which many firms produce similar goods or services but each maintains some independent control of its own price
217 L7 monopoly the situation in a market in which there is only one supplier of a commodity and he therefore faces no competition
218 L2 mortgage an agreement to borrow money, esp. So as to buy a house, and pay interest on it to the lender over a period of years
219 L25 multiple expansion of bank deposits the ability of the banking systém to lend (create money) by a multiple of its excess reserves
220 L25 narrow money financial assets which perform the functions of money when a fairly narrow definition of liquidity is applied
221 L7 natural monopoly a monopoly resulting from the existence of large economies of scale in an industry where technical factors make the efficient existence of more than one producer impossible
222 L25 near money an asset which can be used almost as if it were money although it is not
223 L16 net income the excess income of a firm after everything has been paid for
224 L16 net profit the excess income of a firm after everything has been paid for
225 L16 net worth the difference between total assets and total liabilities (the amount of money accruing to owners of a firm in the event of liquidation)
226 L17 nominal income the amount of money income received in a given time period, measured in current prices
227 L21 non-durable goods items that last for less than three years or that are used up immediately
228 L10 normal good a good whose consumption increases with an increase in income
229 L15 normal profit the usual return for enterprise in alternative businesses needed to persuade an entrepreneur to continue production
230 L2 normative economics economics that offers prescriptions for action based on personal value judgements
231 L27 notice information or a warning given in advance about something that is going to happen in the future
232 L7 oligopoly a market which is dominated by a few large suppliers
233 L28 open-market operations a method used by central banks to control the level of interest rates by influencing conditions in the money market by buying and selling bonds and securities in the open market, thus reducing or increasing the funds available in the market
234 L16 operating expenses costs applicable to general, administrative, and selling activities of a business
235 L16 operating profit revenue minus cost of sales
236 L1 opportunity cost the cost of a choice stated in terms of the value of other goods or services that must be given up
237 L27 overdraft a loan made by a bank to a customer so s/he may withdraw more money than is actually in the bank account
238 L14 partnership an unincorporated (unregistered) association of two or more persons carrying on business together for the purpose of making a profit
239 L27 pass book a book that lists all payments into and withdrawals from a savings bank account

240 - 269

240 L20 peak the highest point of the business cycle
241 L26 pension fund money collected from employers and employees, or by the State, and invested to provide future pensions
242 L2 positive economics economics that seeks objective or scientific explanations of the workings of an economy
243 L20 potential growth the increase in the amount of goods and services the whole economy can produce
244 L13 price elasticity of demand the percentage change in quantity demanded divided by the percentage change in price
245 L3 primary production industries producing raw materials, either by extracting them from the ground or by growing them
246 L14 private limited company a limited company which must not invite the public to subscribe for its shares or debentures and does not allow its members to transfer their shares without the agreement of the other shareholders
247 L9 privatisation the selling of a state-owned industry or organization into private ownership
248 L21 producer price index index of the cost of a given basket of goods priced in wholesale markets, including raw materials, semi-finished goods and finished goods at the early stage of the distribution system
249 L5 product markets the collection of markets in which firms sell final goods and services to customers
250 L3 production the act or process of producing, manufacturing / the entire amount produced
251 L4 production possibility frontier a curve showing the combinations of maximum output of two goods that can be produced by fully utilizing the limited resources available and the best known technology
252 L4 profit the difference between total revenue and total cost
253 L17 progressive tax a tax system in which tax rates rise as incomes rise
254 L14 public corporation in Britain, a state-owned organisation that manages a nationalised industry or a public service / in the USA any corporation (company) in which the government owns a controlling interest
255 L8 public good a good that is available for the society as a whole and not just individual members
256 L14 public limited company a limited company which can offer its shares and debentures to the public, there is normally no limit to the right of its members to transfer their shares to other persons
257 L7 pure (perfect) competition a market model that assumes a large number of buyers and sellers, a homogeneous product, complete freedom of movement of factors of production from one industry to another, and full knowledge of prices and technology
258 L15 pure profit the difference between total revenue and economic costs for a firm (also called pure profit)
259 L10 quantity demanded the quantity of a good buyers wish to buy at a particular price
260 L11 quantity supplied the quantity of a good sellers wish to sell at a particular price
261 L7 quota a limit placed by the government on the amount of imports or exports of a particular article or commodity
262 L19 quota limit on the quantities or total value of specific items that maybe imported
263 L2 rate of inflation the percentage increase in the general price level over a certain period of time
264 L1 raw materials things which are the starting point for manufacturing processes
265 L6 real estate market the market for land and buildings
266 L17 real income income in constant prices, nominal income adjusted for inflation
267 L20 recession a contraction persisting for more than six months
268 L20 recovery a phase of the business cycle during which a stagnant economy comes out of the trough
269 L14 registrar of companies in Britain, a government official who is responsible for the registration of limited companies and for keeping detailed records about them. He issues a Certificate of Incorporation to each new company as an acknowledgement that all necessary formalities have been properly completed (commercial register)

270 - 299

270 L26 remittance the act of sending or transferring money / the amount sent
271 L5 rent money paid for the use of land considered as a factor of production / the sum of money received by the owner of property in land and buildings as a periodic payment from an occupier or tenant
272 L26 required reserves the amount of reserved that banks are required by law to keep, as a fraction of demand deposits
273 L28 reserve ratio the relation between a bank's total cash reserves of notes, coins, etc. and its total deposit liabilities
274 L26 reserves assets kept by a bank to be able to provide cash in exchange for deposit balances when needed
275 L1 resource a thing provided by nature or accumulated by man that can be used as means of satisfying wants
276 L5 resource allocation the choosing of the particular use to which a scarce resource is put
277 L5 resource markets the collection of markets in which households sell the services of their productive resources to business to be used in production (also called market for factors of production)
278 L9 restitution the act of returning of items to their proper owners
279 L21 retail price index index expressing the average of the prices of various goods and services commonly purchased by families in urban areas
280 L5 retail trade selling goods directly to the general public
281 L8 retirement pension a sum of money paid regularly by the state to people above a certain age who have stopped working
282 L1 revenue money received by a firm from the sale of goods and services
283 L23 runaway inflation inflation of four or more digits
284 L5 salary a fixed regular (usually monthly) payment to employees doing other than manual or mechanical work
285 L16 sales income from trading activities
286 L2 savings a part of disposable income that is not spent on current consumption
287 L26 savings bank a financial institution that specializes in providing services such as savings accounts as opposed to general banking services
288 L1 scarce resource a resource whose availability cannot satisfy all desired uses of those resources
289 L1 scarcity lack of available resources to satisfy all desired uses of those resources
290 L3 secondary production the production of goods from raw materials
291 L6 securities market a market where shares, bonds and other kinds of securities are traded
292 L26 security an investment or item of financial value, esp. a stock, share or debenture, that can be bought and sold on a stock exchange
293 L3 semi-finished good a good that is only partly made and needs further processing before final consumption
294 L5 share (UK) one of a number of equal portions in the nominal capital of a company entitling the owner to a proportion of distributed profits
295 L4 shift (… of PPF) movement of the entire curve outward or inward
296 L15 short run the time period that is not long enough to permit changes in some of the important economic conditions facing a decision maker
297 L9 slump a period of sudden decline in economic activity, accompanied by a fall in prices
298 L24 smart card a small plastic card with a memory chip
299 L8 social insurance a system of insurance run by the government, into which workers and employers make regular payments, and which provides money for people who are unemployed, old etc.

300 - 329

300 L8 social security benefit (UK) a government payment for people who are sick, unemployed, disabled, retired, or in any other way in need
301 L14 sole proprietor a form of business organisation where the entrepreneur owns his own business, manages its affairs, provides the capital and bears all the risks
302 L14 sole trader a form of business organisation where the entrepreneur owns his own business, manages its affairs, provides the capital and bears all the risks
303 L19 specific tariff a certain amount of tax imposed on each unit of the imported product
304 L23 stagflation combination of stagnation and inflation, i.e. existence of high unemployment and recession and high rates of inflation at the same time
305 L24 standard of deferred payments the fact that payments to be made in the future are usually specified in terms of money
306 L27 standing order a customer's instruction to a bank to pay a certain amount to another person or organization at regular intervals
307 L5 stock "(US) see ""share"" / goods stored in a warehouse or shop for future sale"
308 L6 stock exchange an organized market where securities are brought and sold under fixed rules
309 L16 stockholder´s equity the difference between total assets and total liabilities (the amount of money accruing to owners of a firm in the event of liquidation)
310 L24 store of value the ability to store wealth or purchasing power for future use
311 L22 structural unemployment unemployment resulting from changes in the economy itself
312 L3 subsidy money paid by a government to producers of certain goods, to help them provide low-priced goods without loss to themselves
313 L10 substitute a good that can be used in place of another
314 L15 sunk costs expenses already incurred or unavoidable in the short run, such costs cannot affect decisions
315 L5 supply the number of items that sellers offer for sale at every price at a particular time and place
316 L11 supply the amount of a good sellers wish to sell at each conceivable price
317 L8 tariff a tax that must be paid when particular goods are imported into a country
318 L19 tariff a special tax imposed on imported goods
319 L8 tax a sum of money that government takes from people's incomes, company profits, the sale of goods, etc., to be used for public spending
320 L17 tax rate the percentage paid in tax
321 L8 tax revenue an amount of money collected by the government through taxation
322 L3 tertiary production an industry that is not concerned with manufactured goods, but provides a service
323 L15 total cost the sum of all fixed and variable costs
324 L15 total revenue the total amount received by a firm
325 L18 trade deficit an unfavourable, negative balance of trade, that is the excess of imports of goods and services over the exports of goods and services
326 L18 trade surplus a favourable, positive balance of trade, that is the excess of exports of goods and services over the imports of goods and services
327 L8 trade union an organization of employees working in the same industry or area representing its members in discussion and negotiations with management and government
328 L17 trade union an organisation of workers in a particular industry, which represents them and aims to improve their pay and working conditions
329 L1 trade-off a necessity to give up one thing in order to obtain something ales (balance between opposing things, compromise)

330 - 359

330 L25 transactions demand (for money) the desire to hold money for the purpose of making purchases or expenditures in the near future
331 L8 transfer payment a payment made by the government to individuals without requiring any goods or services in return
332 L9 transition economy an economy which is changing from command to free market economy
333 L20 trough the bottom of the business cycle, representing the lowest point in economic activity
334 L12 unattainable point point that represents such a combination we cannot obtain because of the limited amount of money
335 L4 unattainable points points lying outside (above) the production possibility frontier, representing combinations of outputs that cannot be obtained, given available resources and technology
336 L21 underground economy production and distribution of illegal goods and services and non-reporting of legal economic activities
337 L8 unemployment the inability of participants of the labour force to find jobs (lack of paid work)
338 L8 unemployment benefit money paid by the government to people who are unemployed
339 L22 unemployment rate the percentage of people in the labour force who cannot find a job but are looking for it
340 L13 unit elastic demand the percentage change in quantity demanded equals the percentage change in price
341 L24 unit of account a measure of value and a standard of comparing values of different goods and services
342 L14 unlimited liability the fact that if the business goes bankrupt, the owner is personally liable for the debts of the firm
343 L21 value added increase in the value of goods as a result of the production process
344 L2 value judgement a judgement about the quality of something, based on opinion rather than facts
345 L15 variable costs expenses that vary with changes in the level of a firm's output
346 L26 vault a place where valuable things are stored
347 L5 wage money paid for manual work, based on hourly, daily, weekly or piece-work rate
348 L17 wage rate the amount of money a worker gets for each unit (usually an hour) of work
349 L8 welfare payments (US) a government payment for people who are sick, unemployed, disabled, retired, or in any other way in need
350 L5 wholesale trade buying goods in large quantities directly from manufacturers and selling them to retailers
351 L22 workforce all people of working age, both employed and unemployed